Key facts about the wealth limit
The wealth limit is used to assess whether an applicant can be granted a right-of-occupancy home. As required by law, assets are checked before a right-of-occupancy agreement is concluded.
đź’ˇ The wealth limit does not apply to applicants aged 55 or over or to residents moving to another right-of-occupancy home.
- The wealth limit is specific to each home.
- Assets are checked for all new applicants aged 18–54.
- You only need to submit documentation of your assets once you have accepted the home offered to you.
- Homeowners can also apply for a right-of-occupancy home.
- Exceeding the wealth limit does not always prevent you from getting a home.
Required documentation of assets
For every person aged 18 or over who will be moving into the home, the following documents must be submitted:
- A completed Account of Assets form (ARA 66)
- Your most recent pre-completed tax return – you can download it from MyTax
- Any additional documentation of assets, such as:
- an owner-occupied home or other property – an up-to-date statement of its value, a copy of the deed of sale or a sales agreement with an estate agent
- stocks and funds – a statement of their current value
- other investments – a statement of their value
- loans and debts – statements of the outstanding amounts
- shares in properties owned by the estate of a deceased person or in jointly owned properties – a copy of the property tax decision
Submit up-to-date documentation of your assets and debts. If the information in your tax return no longer corresponds to your current situation, please also include documentation of the changes.
Send your documentation
Once you have gathered the necessary documents, send them by email to myynti@vaso.fi or via our secure email service.
Please note that sending secure email requires confirmation. You will receive an email in which you can confirm that you want to send your documentation of assets.
You can also bring printed copies of the documents to our office.
