Right-of-occupancy housing
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Right-of-occupancy housing is much more than an alternative to renting or owning: it’s like a safe haven, free from the worries of ownership, far from the choppy waters of the rental market. Download your free Vaso guide here.
What is the right of occupancy?
Right of occupancy is a hassle-free, secure and flexible form of housing that does not require a large loan. While you live in your right-of-occupancy home, you pay a monthly residence charge that is lower than the general rent level. You can live in your right-of-occupancy home for as long as you like.
Right of occupancy is a strong alternative to renting or owning a home.
Vaso is the leading right-of-occupancy provider in the Turku region, offering affordable right-of-occupancy homes in Turku, Raisio, Naantali, Kaarina and Lieto.
Why choose a right-of-occupancy home from Vaso?
Would you like a home of your own without a large mortgage?
Right-of-occupancy purchase offers the security of home ownership without decades of debt. You can secure your own home for a fraction of the capital a bank loan would require.
Do you value predictable costs and peace of mind?
No renovation worries, no unexpected costs – you simply pay a monthly residence charge and live free of financial stress. Your housing is secure and stable, year after year.
Combine the best of renting and owning
Compare the benefits of different forms of housing and find the housing option that suits you best.
Why are more and more people choosing a right-of-occupancy home?
At Vaso, you always get 100% of your right-of-occupancy fee back – or more
You can renovate your home to suit your taste
Pets are welcome
It’s easy to move out, and switching to another Vaso home is simple
Resident participation gives you a say in decisions
Maintenance services make living hassle-free
| Rental home | Vaso home | Owner-occupied home | |
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| A small initial investment is enough. |
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| You are guaranteed to get your invested capital back when you move out. |
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| You know your housing costs in advance, with no unpleasant surprises. |
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| You can influence decisions concerning your own building. |
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| You can renovate your home to suit your taste. |
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| You can bring your pets with you. |
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How to apply for a right-of-occupancy home
Right of occupancy combines the ease of renting with the security of owning. This form of housing is supported by the state, so you can get a home of your own with a smaller initial investment. The first step is to apply for a nationwide queue number.
Apply for a nationwide queue number through Varke’s online service if you do not already have a valid one. The number costs €9.20, is valid for two years and is always required when you apply for a new home.
Once you have received your queue number, you can fill in a housing application. Your application works as a home search alert: you tell us what you are looking for, such as location, apartment type and building type, and you will receive purchase offers for homes that match your search criteria. You decide which homes you register for.
Depending on your queue number, you can view the home and decide whether to accept it. After signing the agreement, you pay the right-of-occupancy fee and the security deposit, and you receive the keys to your new home when the agreement starts.
Right of occupancy is a smart choice
- You can use your right-of-occupancy agreement as collateral for a bank loan.
- You pay a monthly residence charge that is lower than typical market rents.
- At Vaso, the residence charge includes 100 Mbps broadband.
- You can live in your right-of-occupancy home for as long as you like – the right of occupancy is lifelong.
- If you want to move out, we at Vaso take care of finding a new resident for your home.
Ready to find a home of your own?
With Vaso, finding a home is easy and safe. If you are ready to get started, we will guide you through the next steps.